Overview

Life happens, and when it does, your benefits may need to change with it. If you experience a qualified life event, you have a limited window to update your coverage:

  • 30 days to make changes for most life events (like marriage, divorce, or loss of other coverage).
  • 60 days for the birth​ or adoption of a child.

Changes must be made within these timeframes to ensure your coverage is updated appropriately.

If you don't have a qualified life event, your next opportunity to make changes will be during Open Enrollment, typically held in the fall. Any updates made during Open Enrollment will take effect the following January.