Nothing is more important than your overall health and wellbeing. That’s why our benefits program offers plans to help keep you and your family healthy and well while providing important protection in the event of illness or injury.
You can enroll as a new hire, during Open Enrollment, or if you have a qualifying life event. To enroll, log in to Workday through Okta.
Compare Your Medical Plans | UnitedHealthcare HDHP with HSA | UnitedHealthcare Choice Plus & Select Plus | Express Scripts – Prescription (Rx) | Kaiser Permanente HMO
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with services such as an annual physical, recommended immunizations, and routine cancer screenings, is 100% covered on all plans.
with each medical plan.
through a variety of programs and services.
Nutanix supports your needs by providing a playbook with different medical plan options. The coverage you find with the Nutanix medical plans is truly best-in-class. You can choose the plan that is the best fit for you and your family. You also have choices when it comes to receiving care and supporting your wellbeing throughout the year. Because you are a valuable member of the Nutanix team, we want to keep you strong all year long.
A High Deductible Health Plan (HDHP) with an annual deductible and cost sharing for most services. This plan comes with a tax-advantaged Health Savings Account (HSA). Nutanix contributes money to your HSA to help you pay for a portion of your deductible. For helpful information about the Nutanix UnitedHealthcare plan options, click here.
Available to benefit-eligible employees in the U.S. (except Hawaii*).
A Point of Service (POS) plan with no annual deductible and no copays for in-network eligible services. For helpful information about the Nutanix UnitedHealthcare plan options, click here.
Available to benefit-eligible employees in the U.S. (except Hawaii*).
A Health Maintenance Organization (HMO) plan with no annual deductible and $20 copays for office visits. Only in-network services are covered. This plan comes with a company-funded Health Reimbursement Account (HRA) to help cover the cost of your copays and coinsurance.
Available to full-time employees in California only.
*Hawaii-based employees may elect to enroll in UnitedHealthcare PPO plan only. Read the UHC Hawaii Plan Summary of Benefits and Coverage for more information. For helpful information about the Nutanix UnitedHealthcare plan options, click here.
*Available to Hawaii-based employees only.
To get a reminder about which medical plan you elected for the current year, log into Workday:
This comparison chart shows highlights of what each medical plan covers, along with your costs under each option.
If you answer yes to one or more of these questions, the HDHP with HSA may be the right choice for you:
Other considerations to determine if the HDHP with HSA is a good fit:
Want to see the HDHP with HSA in action? Check out these two employee examples to see how you can save money over time.
Nutanix strives to support our employees across their diverse set of needs. Our UnitedHealthcare medical plans* provide transgender health benefits in alignment with the World Professional Association for Transgender Health (WPATH).
For more details, visit Gender-Affirming Health Benefits.
*Except UHC Hawaii PPO plan
Reproductive healthcare services, including abortion care and menopause support, are covered by Nutanix medical plans.
For more details, visit Support for Reproductive Healthcare.
*Except UHC Hawaii PPO plan
When you choose the UnitedHealthcare HDHP with HSA, you choose to take control of your healthcare spending. Best of all, you get a personal Health Savings Account (HSA) with this plan—a tax-advantaged savings account that allows you to budget for healthcare expenses and save for the future. Ultimately, you get to decide when and where you spend your healthcare dollars.
The UnitedHealthcare HDHP with HSA has two parts:
To find in-network providers, visit the UnitedHealthcare website. To find in-network pharmacies, visit the Express Scripts website or learn more about prescription drug benefits here.
If you’re enrolled in the UnitedHealthcare HDHP with HSA plan, you can access virtual and near-site concierge healthcare from Crossover. Receive primary care, physical therapy, mental health, health coaching, and fitness services from anywhere you sit at a very low cost helping you manage your healthcare costs.
You can also engage in Be Well, accessing live and on-demand classes, book a fitness assessment, and team up with a personal trainer (cost varies).
Near-site clinics include locations across the Bay Area. (In fact, one is located less than five miles from our San Jose office!) For employees outside California, Crossover can be accessed via virtual visits.
The UnitedHealthcare (UHC) Choice Plus and Select Plus are the same plans—the only difference is the UHC Select Plus applies to California and UHC Choice Plus applies to all other states. Both plans cover in-network services at 100%, and there’s no annual deductible. This means when you see in-network providers for eligible services, you pay no out-of-pocket costs. For out-of-network providers, you pay the deductible and coinsurance.
Your out-of-network medical provider may “balance bill” when the amount they charge is more than the amount the insurance company pays. When this happens, your medical provider may bill you for amounts over what the insurance company covers.
To find in-network providers, visit the UnitedHealthcare website. To find in-network pharmacies, visit the Express Scripts website.
Your wellbeing is our top priority, and we are here to provide support during this transition. If you recently received a letter from ESI stating that one or more of your medications will no longer be covered under ESI’s National Preferred Formulary, take the following steps:
Express Scripts provides prescription drug coverage for the following medical plans:
| UnitedHealthcare HDHP with HSA | UnitedHealthcare POS Choice & Select Plus | ||||
|---|---|---|---|---|---|
| PHARMACY | Employee Pays* | Employee Pays* | |||
| In-Network | Out-of-Network | In-Network | Out-of-Network | ||
| Tier 1 (generics and some brand names) | 10% (after deductible) | 30% (after deductible) | Retail: $0 Mail-order: $0 |
Retail: $10 (after deductible) Mail-order: Not covered |
|
| Tier 2 (preferred brand names) | 10% (after deductible) | 30% (after deductible) | Retail: $0 Mail-order: $0 |
Retail: $30 (after deductible) Mail-order: Not covered |
|
| Tier 3 (higher-cost non-preferred brand names and select generics) | 10% (after deductible) | 30% (after deductible) | Retail: $0 Mail-order: $0 |
Retail: $50 (after deductible) Mail-order: Not covered |
|
* Retail: Up to a 30-day supply. Mail-order: Up to a 90-day supply.
To learn more about prescription drug coverage:
Kaiser Permanente HMO is available in California only. The Kaiser Permanente HMO plan provides coverage only when you receive care from providers within the HMO network. You must use in-network providers only—doctors, hospitals, labs, clinics and pharmacies. There’s no out-of-network coverage for this plan.
You don’t have an annual deductible, and most office visits are covered after a $20 copay. Preventive services are always fully covered—you pay nothing.
When you have a copay or incur an out-of-pocket expense for an eligible service, you can use money in your Kaiser HRA—an account that Nutanix funds for employees enrolled in the Kaiser Permanente HMO plan. The Nutanix contribution is enough to cover your expenses up to the annual out-of-pocket maximum. The Kaiser HRA is available to be used for copays and coinsurance payments for you and your covered dependents.
Express Scripts
Kaiser Permanente HMO (CA)
UnitedHealthcare
HealthEquity — Spending Accounts
Workday
