Eligibility

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Use the menu on the left to access helpful resources and contacts information related to the benefits described on each page.

Nutanix is committed to supporting your health and wellness by providing a comprehensive benefits program designed to meet the needs of you and your family.

You, if you’re a full-time employee

You’re generally eligible for benefits as of your hire date, if you meet all three of these requirements:

  • You’re regularly scheduled to work at least 30 hours per week.
  • You’re on the U.S. payroll.
  • You’re not a temporary employee, agency employee or consultant.

You, if you’re a part-time employee, intern or working through an apprenticeship, or the returnship program

You’re generally eligible for participate in the United Healthcare POS medical plan the first of the month following 60 days of employment, if you meet all three of these requirements:

  • You’re regularly scheduled to work at least 20 hours per week.
  • You’re on the U.S. payroll.
  • You’re not a temporary employee, agency employee or consultant.

You are not eligible for any other benefits under the Plan.

Your spouse

A spouse is the individual to whom you’re lawfully married but not legally separated.

Your domestic partner

A domestic partner is an individual of the same sex or opposite sex with whom you’re in a domestic partnership, civil union or other similar formal relationship that’s not a marriage under state law.

For your domestic partner to be eligible for Nutanix benefits, you and your partner must satisfy either of these two requirements:

  • Your domestic partner or civil union partner of the same or opposite sex that is currently certified and/or registered as such with any governmental body, pursuant to national, state, city, or local law; or
  • You have a committed relationship that has existed for at least 12 consecutive months prior to the date you’re requesting coverage for your domestic partner, you’ve maintained the same principal place of residence for at least 6 consecutive months prior to the date you’re requesting coverage, and you’re responsible to each other for the direction and financial management of your household.

Additionally, to be eligible, Domestic Partners are:

  • At least 18 years old and mentally competent;
  • Not related by blood to a degree that would prohibit marriage in your state;
  • Not married under statutory or common law, legally separated, or in a partnership with anyone else, and neither has been in such a relationship for the last 12 months.

Your children

  • Your biological children
  • Your stepchildren
  • Your domestic partner’s children
  • Your legally adopted children, including children placed with you for adoption
  • Children for whom you’re responsible as a legal guardian or under the terms of a Qualified Medical Child Support Order (QMCSO)

Your children are eligible for health benefits through the month in which they reach age 26. They’re eligible at any age if they have a physical or mental disability, are incapable of self-support and are dependent upon you for support.

Imputed Income for Domestic Partner Coverage

Due to IRS regulations, if you cover a domestic partner or domestic partner's child who does not qualify as a tax dependent, the value of these benefits are generally added to your taxable income and subject to federal and state income and payroll taxes. This practice is known as imputed income.

This means, their coverage is a taxable benefit and you will see the imputed income value included in your pay slip and taxed – View more information on imputed income value of benefit coverage and tax here. If they are covered under a plan that has a premium or contribution for coverage, you will pay the premium for your domestic partner’s coverage on an after-tax basis.

Who is not eligible?

  • Part-time employees who are scheduled to work less than 20 hours per week
  • Consultants
  • Temporary employees
  • Agency employees

Plan Options

Benefit-eligible employees in the U.S., excluding Hawaii, may elect to enroll in the UnitedHealthcare POS plan. The Kaiser HMO plan is also available to full-time employees in California. Hawaii-based employees may elect to enroll in the UnitedHealthcare PPO plan.

Nutanix pays 100% of plan premiums for you and your family. No payroll deductions are required.

Plan Description
UnitedHealthcare A Point of Service (POS) plan with no annual deductible and no copays for in-network/in-plan services.
Available to benefit-eligible employees in the U.S. (except Hawaii).
Kaiser HMO A Health Maintenance Organization (HMO) plan with no annual deductible and $20 copays for office visits. The company-funded HRA covers the cost of your copays, up to the annual out-of-pocket maximum. Only provides coverage for in-network services.
Available to full-time employees in California.

We also offer two additional important benefits to support your health:

  • Virtual Visits — if you’re enrolled in the UnitedHealthcare or Kaiser plan.
  • Health Advocate — for all benefit-eligible employees and their families.
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Virtual Visits

With UnitedHealthcare’s Virtual Visits, the doctor will come to you — whether you are at home or in the office, as long as you have a computer, an internet connection and a webcam. You can get treatment for a wide range of non-emergency medical conditions, with no appointment necessary. Virtual doctors can also prescribe medications.

This service is covered under the UnitedHealthcare as a doctor’s office visit — the plan pays 100%. This service may not be available at all times or in all locations as it differs by network providers.

To access this service, you’ll log in to www.myuhc.com/virtualvisits and choose from provider sites where you can register for a Virtual Visit, then talk with a doctor about your health concerns. You can also download the UnitedHealthcare mobile app to access Virtual Visits from your smartphone or tablet.

Refer to the Virtual Visits Overview or watch the video below to learn more about this benefit.

If you are a Kaiser HMO member, you can take advantage of Video Visits, which allow you to meet with your doctor from the comfort and convenience of your home, office or wherever you are. This is a great way to save on travel expenses and time.

Visit www.kp.org/mydoctor/videovisits or refer to the Video Visits Overview for additional information. You can also download the Kaiser mobile app to access Video Visits from your smartphone or tablet.

Plan Options

UnitedHealthcare

Services Employee Cost: In-Network Employee Cost: Out-of-Network
Deductible (single / family) $0 / $0 $6,000 / $12,000
Out-of-pocket maximum (single / family) $0 / $0 $10,000 / $20,000
Office visit $0 40% (after deductible)
Specialist visit $0 40% (after deductible)
Preventive services $0 Not covered
X-ray / lab / imaging $0 40% (after deductible)
Inpatient hospital / surgery $0 40% (after deductible)
Chiropractic $0 (combined in-network and out-of-network); limit of 24 visits per year 40% (after deductible, combined in-network and out-of-network); limit of 24 visits per year
Acupuncture $0 (combined in-network and out-of-network); limit of 24 visits per year 40% (after deductible, combined in-network and out-of-network); limit of 24 visits per year
Prescriptions
Tier 1 (generics and some brand-name) Retail: $0; mail-order: $0 Retail: $10; mail-order: not covered
(after deductible)
Tier 2 (preferred brand-name) Retail: $0; mail-order: $0 Retail: $30; mail-order: not covered
(after deductible)
Tier 3 (higher-cost brand and select generic) Retail: $0; mail-order: $0 Retail: $50; mail-order: not covered
(after deductible)

Hawaii-based employees may elect to enroll in the UnitedHealthcare PPO plan. Read the UHC Hawaii Plan Benefit Summary for more information.

Kaiser Permanente HMO (CA Employees Only)

In-Network Services Employee Cost
Deductible (single / family) $0 / $0
Out-of-pocket maximum (single / family) $1,500 / $3,000
Most primary care visits $20
Most specialist care visits $20
Preventive services $0
X-ray / lab $10 per encounter
Imaging $50 per encounter
Inpatient hospital / surgery $250 per admission
Ambulance $100 per trip
Emergency $50 per visit
Acupuncture and chiropractic $15 copay, up to 20 visits per year combined
Prescriptions
Generic Plan pharmacy: $10 per prescription for 1 to 30 days
Mail-order: usually two times the plan pharmacy cost sharing for up to a 100-day supply
Preferred brand / non-preferred brand / specialty Plan pharmacy: $30 per prescription for 1 to 30 days
Mail-order: usually two times the plan pharmacy cost sharing for up to a 100-day supply

UnitedHealthcare

The UnitedHealthcare plan covers in-network services at 100% with no annual deductible. This means when you see in-network providers for covered services, there’s no out-of-pocket cost to you. You only pay the deductible and coinsurance under this plan when you use out-of-network providers and services.

Note: Hawaii-based employees may elect to enroll in the UnitedHealthcare PPO plan.

How the UnitedHealthcare POS Plan Works

You can choose any in-network or out-of-network provider each time you receive care. But keep in mind: you receive the highest benefits — often with no out-of-pocket cost to you — when you use in-network providers: doctors, labs, hospitals, clinics and pharmacies.

If you go to out-of-network providers, you will generally have to meet a deductible before the plan begins paying expenses. After the deductible, you’ll typically pay a percentage of the cost, called coinsurance, and the plan will pay up to the maximum plus you may be “balance billed” for the rest by the provider.

The same is true when you receive prescriptions. There is no out-of-pocket cost to you when you use in-network retail or mail-order pharmacies for prescriptions on the formulary list (visit UnitedHealthcare for an updated list). It’s your choice if you want to use out-of-network pharmacies, but when you do, you will first have to meet a deductible and then pay a $10 to $50 copay.

To find in-network providers and pharmacies, go to UnitedHealthcare.

Refer to the benefit summary below that corresponds with your location for additional plan details:

Kaiser Permanente HMO

The Kaiser HMO plan provides coverage only when you receive care from providers within the HMO network.

There is no annual deductible, and most office visits are covered after a $20 copay. Preventive services are fully covered — you pay nothing.

When you have in-network out-of-pocket costs with this plan, you can generally be reimbursed through your Kaiser HRA — an account Nutanix funds for employees enrolled in the Kaiser HMO plan.

How It Works

The Kaiser HMO plan is available in California only. You must use in-network providers only — doctors, hospitals, labs, clinics and pharmacies. There is no coverage when out-of-network.

To find a network provider, visit Kaiser Permanente.

Nutanix pays 100% of the medical plan cost for you and your family — this means no paycheck deductions for your coverage.

Refer to the Kaiser: 2021 Benefit Summary (NorCal & SoCal) for additional plan details, or watch the following videos to learn more:

Kaiser Permanente App

Want to see how the Kaiser Permanente app offers a simple and easy way to manage your family’s health needs? Check out this short video to learn more.

Kaiser HRA

A Health Reimbursement Account or HRA is an account that is owned and funded by Nutanix to help you pay for covered in-plan / in-network healthcare services.

The HRA is only available with the Kaiser HMO plan. If you select this plan, Nutanix funds an HRA that you can use to pay the annual out-of-pocket costs. For 2021, Nutanix will fund:

  • Individual: $1,500
  • Family: $3,000

The HRA is managed by HealthEquity.

  • The HRA only applies to in-plan / in-network Kaiser expenses.
  • You will pay for your copay or coinsurance out of pocket and submit the copay receipt to HealthEquity for reimbursement.

Visit the HealthEquity portal to learn more about this benefit or review the HRA Claims Guide to learn more about how to file your HRA claims. Watch this helpful webinar “Introduction to your Kaiser HRA” hosted by HealthEquity which includes specific information to how Nutanix’s HRA works.

Health Advocate

Health Advocate provides personalized support and assistance for a range of healthcare issues, including hospitalization, managing chronic illness, or addressing a prescription issue. You can also use Health Advocate to find doctors and specialists in your area, schedule appointments, and resolve claims issues. Participating in this program is optional, and if you choose to contact Health Advocate, be assured your health information and the services provided are completely confidential.

To get started, call 1-866-695-8622. You can also visit the Health Advocate website or refer to the Health Advocate Overview to learn more about this benefit.

Opt-Out Credit

Nutanix follows the Internal Revenue Service (IRS) notice on how opt-out credits impact the affordability of employer-sponsored health coverage. In order to offer an opt-out credit of $200 per month and keep our health plans affordable as defined under the Affordable Care Act (ACA), Nutanix requires employees to attest (and you may have to provide evidence) that the employee and all members of the employee's tax family are enrolled in other Minimum Essential Coverage (generally, other employer-sponsored group health plan coverage) in order to receive the opt-out credit.

For further questions, contact The People Team by opening a ServiceNow ticket.